Ref: ****************
mount Sir/Madam,
Thank you for your letter of xx/xx/xx, the contents of which dumbfound been noted.
You obtain failed to respond to my legal request to supply me a true copy of the original Consumer Credit Agreement for the to a higher place account.
On the **DATE** I wrote to you requesting a copy of the reference point stipulation and other information under the Consumer Credit mo 1974 (Sections 77-79).
On **DATE** a member of your staff sign for delivery of my written request and I take over an electronic proof of delivery showing their signature and the date.
To date you have failed to comply with these requests in whatever way.
These documents I requested should be readily available as proof of your legal in good order to collect this account under the Consumer Credit Act 1974.
In my letter of the **DATE** I made a titular request for a copy of the signed, executed extension agreement for the above account under Sections 77-79 of the Consumer Credit Act 1974. In addition a full statement of this account should have been sent to me detailing all debits and credits to the account.
Furthermore, you are awake(predicate) that the Consumer Credit Act allows 12 working days for a request for a true copy of a credit agreement to be carried out before you enter into a default situation.
These limits have expired.
As you are no inquiry aware section the Consumer Credit Act states:
If the creditor fails to comply with subsection (1)
(a) He is not entitled , while the default continues, to compel the agreement.
Therefore this account has become unenforceable at law.
consequentially any legal action you pursue will be averred as both UNLAWFUL and VEXATIOUS.
Furthermore I shall counter-claim that any such action constitutes unlawful harassment.
Please note you whitethorn also consider this letter as a statutory notice under section 10 of the Data certificate Act to cease processing any data in relation to this account with immediate...If you want to get a full essay, order it on our website: Orderessay
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